Financial literacy in 2026 has to include imposter fraud: synthetic voices, fake video calls, and phishing that looks like your bank or boss. The enduring skill is not memorizing every scam name; it is a habit: when money leaves an account, pause, use a second channel (call back a known number), and involve a trusted adult.
Beatriz already studies credit reports, disputes, and fraud in Managing Credit, bring her diligence into this unit. Ask students what she would do when a “cousin” voice in a messaging app needs cash in ten minutes, and why love is exactly what scammers weaponize.
What should students know to spot an AI voice or deepfake scam?
Students should know three core concepts: authorized push payments are hard to reverse, “urgency” is a red flag, and nobody legitimate demands gift cards or crypto to fix a problem. Role-play beats lecture; have students script what they would say to a grandparent who got a scary call.
Moneyling™’s story-based modules treat safety as part of managing risk, alongside insurance and identity basics, so it fits Jump$tart-style frameworks without turning finance class into a fear session.